Vivek Nair is the global product lead for Predictive Data Products at Visa. Before this, he led the analytics function for Visa across South East Asian markets as well as the Asia-Pacific hub. He has over 15 years of experience is financial services and is passionate about using data to drive meaningful business outcomes. Prior to Visa, he worked at ICICI Bank, managing analytics for consumer and SME lending portfolios. He is an Electronics Engineer with an MBA in International Business and an MSc in Advanced Finance.